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Wednesday, January 29, 2020

Cell Phone Use While Driving Essay Example for Free

Cell Phone Use While Driving Essay Cell phone use while driving has caused unnecessary injuries and deaths throughout history. Those injuries and deaths prove the ignorance of the victims and set an example for others. Many people have lost their loved ones in cell phone related accidents but with every experience comes a lesson, which in this case is that cell phone use while driving should not be allowed. The road would be a safer place to drive if the use of cell phone while driving is prohibited. The risk of accidents increases significantly when a cell phone is being used while driving. A study by the Harvard Center for Risk Analysis estimated that six percent of vehicle crashes causes about 2,600 deaths and 330,000 injuries a year, which can be linked to one or more of the drivers involved using a cell phone (â€Å"Cell Phone Use While Driving a Big Cause of Accidents†). According to this study, the use of cell phones while driving is causing many unnecessary deaths and injuries. To treat those irresponsible drivers, all the citizens of the United States pay in the form of taxes. The forbiddance of cell phone use while driving will not only make the United States to be a safer nation, but it will also make it a happier nation. Many people are unaware of the dangers and effects of cell phone use while driving. To most people, drunk driving is a very serious crime, but using a cell phone while driving is a trivial matter. However, a research by the University of Utah proves that drivers drunk at the .08 percent blood-alcohol level drive slower than drivers using a cell phone. Driving with a cell phone is more distracting because drivers tend to concentrate less on the road, and more on the conversation, which leads to many accidents. If one is caught driving drunk in Michigan, his or her license is suspended for several months and an additional fine ranging from $250-$10,000 has to be paid. If the crime of drunk driving has such punishments, then the use of cell phone while driving should also have severe punishments. To many people, it may seem that cell phone use while driving should not be outlawed because emergency calls need to be attended or made any time. However, people can pull over to the side and make or receive emergency calls. According to the Human Factors and Ergonomics society, cell phone distraction puts the driver at a four time great risk of a crash. It may take more effort to pull over, stop, and call, but doing so would decrease the number of accidents by a massive number. . Even using cell phones during school times can be a big problem. It can  distract a students studies, since he/she will be too busy texting and calling people; he/she wont be able to concentrate and will keep thinking about those text messages. If there is something bad then they will be depressed all day long. If parents need to talk to their children urgently they will be able to talk to them during school. Some students during classes are always tense because of someone/something so by calling or texting they can clear their tension and focus on studies. Cell phones will help them solve the problems outside the school so they can peacefully study. Schools should understand how important it is for students to study and this is only possible if they are not thinking about anything else. The rate of accidents for drivers using cell phones has increased alarmingly. The convenience that cell phones offer must be judged against the hazards that they pose. Therefore, the government should ban the use of cell phones while driving, which would not only decrease the number of traffic injuries and deaths, but will also make the road a safer place to drive. The use of cell phone while driving is a crime that should be outlawed and punished for severely. There are two dangers linked with driving and cell phone use, including text messaging. First, drivers should not take their eyes off the road while dialing. Secondly if the drivers start talking on the phone then they get so lost in others conversations that they have no clue what is going on in front of them which causes them to get in an accident. That is one reason why so many states and countries banned the use of cell phones while driving and even in schools so young teenage people know when they have to use the phone and when not to.

Tuesday, January 21, 2020

the street racer :: essays research papers

THE STREET RACER   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Today is Chad's first day of college and he wants to become a mechanic. He also hopes to eventually become an owner of a shop. He has always enjoyed working on cars including his own. He likes the look of street racing cars and has always wanted to go see a race or be in one but has never had the chance. For the last few years he had been working hard and saving money and adding performance parts to his car. His mom has been very sick lately but nothing has been too serious so he isn’t too worried but he still thinks about her a lot. He is a very average student sometimes having problems when his mom gets sick but now that he’s in college he wants to do well and succeed. Later in the year he gets a phone call.  Ã‚  Ã‚  Ã‚  Ã‚   â€Å"Hello.† â€Å"Good evening is this Chad?† â€Å"Yes who is this?† â€Å"This is Dr. Jones I am your mother’s doctor.† â€Å"Is there something wrong?† â€Å"I’m very sorry I have to tell you this but your mom is very sick and we are not sure if she’s going to make much longer.† â€Å"Oh my god is there anything that I can do?† â€Å"The only thing that you can do right now is to come visit her and try to make her fell better and distract her from some of the pain.† Chad stays silent he doesn’t know what to say. â€Å"Are you still there?† â€Å"Yes I need to go.† â€Å"I am sorry sir good bye.† â€Å"Bye†   Ã‚  Ã‚  Ã‚  Ã‚  He doesn’t know what to do he wants to good in school so bad and get a good job, but he needs to go see his mom. The next day in school he dose nothing when he’s in class he cant pay attention to anything the teacher is saying all he can think about is his mom. â€Å"Yo Chad.† Says his good friend Jeff. â€Å"Chad.† â€Å"Chad!† â€Å"Oh sorry didn’t hear you what’s up.† â€Å"What’s wrong with you man you’ve been acting really strange today?† â€Å"Nothing.† â€Å"Tell me I know something is wrong† â€Å"No! I don’t want to talk about this right now.† â€Å"Alright whatever I got to go to class ill talk to you later.† â€Å"Hey Chad I'm going to class now!† â€Å"Sorry see you later.† The two of them walk away and Chad goes back to his dorm room to think about what he’s going do. He decides no matter how important school is to him his mom is much more important. He drives for hours to get to the hospital hi mom is at.

Monday, January 13, 2020

Principles of Economics.Monetary Policy and the Federal Reserve Essay

Investment and consumption decreased during the 2007 and 2009 recession. Government expenditure can increase Aggregate demand because it increases liquidity in the market. The government may operate below full employment when job seekers are more than available job hence end up accepting low wages. The multiplier can have a negative effect when people lose jobs as a result of government cut spending. This causes initial decrease in national income. The relationship between marginal propensities and multiplier is that an increase in MPC leads to an increase in multiplier. Similarly, increase in MPS causes a decrease in the multiplier (Farmer, 2008). 2. Fiscal Policy                9/11 attack led to decrease in aggregate demand, in United States. An example of a sector that was hit hard is entertainment and travel sectors. It also led to decrease in personal consumption. The attack caused an increase in equilibrium price levels. This is because there is an inverse relationship between Aggregate demand and equilibrium price levels.An Expansionary fiscal policy and Contractionary fiscal policy is used to increase aggregate demand. Expansionary fiscal policy is a policy used during the recession to increase AD by increasing government spending or decreasing taxes. Contractionary fiscal policy is used during inflation in order to decrease AD by decreasing government spending or increasing taxes (Farmer, 2008). After September 11’s attack, the government increased expenditure in different sectors such as national defense. 3. Money and Banking                Factors that led to the mortgage default crisis is much borrowings and flawed financial modeling majorly based on an assumption that prices of homes only go up, greed and fraud. Mortgage defaults affected lending banks in that their loans were not repaid leading to huge losses. In many cases, they got real estate that was valued far below what mortgage was when borrowers had a note. Default of bonds income backed by mortgage loans was interrupted banks were left with unwanted real estate (Friedman, 2010). Securitization is pooling different types of contractual debt. TARP is a program formed by the government of US to buy assets and equity from institutions that offer financial services in order to strengthen the financial sector. TARP opened a window of opportunity for banks to pay their own debt and acquire other businesses instead of lend money to private sectors. The Federal Reserve injected funds into the credit markets in order to help them lend again. It also reduced the target federal funds rate. Major provisions in the Wall Street Reform and Consumer Protection Act include Office of Insurance which creates Federal Insurance Office that monitors aspects of the insurance industry and Consumer Protections that creates Consumer Financial Protection Agency which protects Americans from unfair financial products and services. 4. Monetary Policy and the Federal Reserve                The Federal Reserve System refers to the central banking system of United States. Fed was launched in response to a series of financial panics. Federal Reserve Bank of Atlanta covers the states of Alabama, Georgia and Florida, 74 counties in Tennessee, 38 parishes of Louisiana, and 43 counties of Mississippi. William H. Rogers, Jr is the current Chairman of this Fed. This fed should remain politically independent because its rate is determined by market and is not explicitly determined by the Fed. The target for federal funds is adjusted by 0.25% or 0.50% at any given time. Fed give liquidity to banks to enable them gives credit in times of recession. Federal Open Market Committee is a committee in Federal Reserve System that is charged with the responsibility of overseeing the country’s open market operations. Fed should decrease their rates to help spur the economy of US. This is expansionary monetary policy (Axilrod, 2011). 5. Free Trade                I support free trade and the NAFTA. They are based on comparative advantage. Countries produce what they can export cheaply. US exports goods like corn and meat to Mexico. Some of goods imported into USA include snacks and processed fruits. However, despite the having the benefit of increasing growth and collaboration between countries, free trade has the cost of dumping goods into the country and destroying infant industries. Free trade should be restricted on some goods like natural resources. 6. Foreign Exchange                US dollar is currently losing value against the euro. This is because the European Union is finding solution to Euro crisis. Dollars are supplied by the Central Bank of USA. A dollar loses value when its demand goes down. For example, whenever US citizens buy products from Germany, the demand for Euro goes up against the Dollar. A falling US Dollar increases ones travel expenses. This is because has to use more dollars to buy a foreign currencies which are expensive. However, a cheap dollar is bad for the US economy because it discourages exportation. A free floating exchange rate refers to a monetary system whose exchange rates are free to move due to forces of the market without intervention by the government (Friedman, 2010). References Axilrod, S. H. (2011). Inside the Fed monetary policy and its management, Martin through Greenspan to Bernanke (Rev. ed.). Cambridge, Mass.: MIT Press. APA formatting by BibMe.org. Farmer, R. E. (2008). Aggregate demand and supply. Cambridge, Mass.: National Bureau of Economic Research. Friedman, M., & Heller, W. W. (2010). Monetary vs. fiscal policy. New York: Norton. Starr, R. M. (2011). General equilibrium theory: an introduction (2nd ed.). New York: Cambridge University Press. Source document

Sunday, January 5, 2020

Wentworth Institute of Technology Acceptance Rate, SAT/ACT Scores, GPA

Wentworth Institute of Technology is a private technical design and engineering university with an acceptance rate of 76%. Located in Boston, Massachusetts, Wentworth is a member of the Colleges of the Fenway consortium. Popular majors include Computer Science, Mechanical Engineering, and Biomedical Engineering. Wentworths curriculum also includes a large cooperative education program for students to gain professional, paid work experience prior to graduation. The Wentworth Leopards compete in the NCAA Division III Commonwealth Coast Conference and Eastern College Athletic Conference. Considering applying to Wentworth Institute of Technology? Here are the admissions statistics you should know, including average SAT/ACT scores and GPAs of admitted students. Acceptance Rate During the 2017-18 admissions cycle, Wentworth Institute of Technology had an acceptance rate of 76%. This means that for every 100 students who applied, 76 students were admitted, making Wentworths admissions process somewhat competitive. Admissions Statistics (2017-18) Number of Applicants 7,312 Percent Admitted 76% Percent Admitted Who Enrolled (Yield) 19% SAT Scores and Requirements Wentworth requires that all applicants submit either SAT or ACT scores. During the 2017-18 admissions cycle, 90% of admitted students submitted SAT scores. Note that beginning with the 2019-20 admissions cycle, Wentworth Institute of Technology will become test-optional. SAT Range (Admitted Students) Section 25th Percentile 75th Percentile ERW 530 630 Math 550 650 ERW=Evidence-Based Reading and Writing This admissions data tells us that most of Wentworths admitted students fall within the top 35% nationally on the SAT. For the evidence-based reading and writing section, 50% of students admitted to WIT scored between 530 and 630, while 25% scored below 530 and 25% scored above 630. On the math section, 50% of admitted students scored between 550 and 650, while 25% scored below 550 and 25% scored above 650. Applicants with a composite SAT score of 1280 or higher will have particularly competitive chances at Wentworth Institute of Technology. Requirements Wentworth Institute of Technology does not require the SAT writing section. Note that Wentworth participates in the scorechoice program, which means that the admissions office will consider your highest score from each individual section across all SAT test dates. ACT Scores and Requirements Wentworth Institute of Technology requires that all applicants submit either SAT or ACT scores. During the 2017-18 admissions cycle, 14% of admitted student submitted ACT scores. Note that beginning with the 2019-20 admissions cycle, Wentworth Institute of Technology will become test-optional. ACT Range (Admitted Students) Section 25th Percentile 75th Percentile English 21 25 Math 23 27 Composite 22 27 This admissions data tells us that most of Wentworths admitted students fall within the top 36% nationally on the ACT. The middle 50% of students admitted to Wentworth received a composite ACT score between 22 and 27, while 25% scored above 27 and 25% scored below 22. Requirements Note that Wentworth does not superscore ACT results; your highest composite ACT score will be considered. WIT does not require the ACT writing section. GPA In 2019, the average high school GPA of Wentworth Institute of Technologys incoming class was 3.2. This data suggests that most successful applicants to Wentworth have primarily B grades. Self-Reported GPA/SAT/ACT Graph Wentworth Institute of Technology Applicants Self-Reported GPA/SAT/ACT Graph. Data courtesy of Cappex. The admissions data in the graph is self-reported by applicants to Wentworth Institute of Technology. GPAs are unweighted. Find out how you compare to accepted students, see the real-time graph, and calculate your chances of getting in with a free Cappex account. Admissions Chances Wentworth Institute of Technology, which accepts just over three-quarters of applicants,  has somewhat selective admissions. However, WIT also has a  holistic admissions  process which is based on much more than numbers. A strong  application essay  and a glowing  letter of recommendation  can strengthen your application, as can participation in meaningful  extracurricular activities  and a  rigorous course schedule. Students with particularly compelling stories or achievements can still receive serious consideration even if their test scores are outside Wentworths average range. Wentworth has a  rolling admissions policy so that applications are reviewed as they are received. Note that all applicants are required to have completed math at a minimum level of Algebra II, at least one lab science course (Biology, Chemistry, or Physics), and four years of English. Students interested in Applied Mathematics, Applied Sciences, Computer Science, Cybersecurity, or Engineering must have completed math through Pre-Calculus. In the graph above, the blue and green dots represent students who were admitted. You can see that most had a combined SAT score (ERWM) of 1000 or higher, an ACT composite score of 20 or higher, and a high school average in the B range or better. If You Like Wentworth, You May Also Like These Schools Rochester Institute of TechnologyDrexel UniversitySuffolk UniversityBoston UniversityUniversity of Rhode IslandSyracuse UniversityTufts UniversityMassachusetts Institute of TechnologyUniversity of Connecticut All admissions data has been sourced from the National Center for Education Statistics and Wentworth Institute of Technology Undergraduate Admissions Office.